Down Payment Assistance Loan for New York Home Buyers

The Down Payment Assistance Loan Program aims to assist first time home buyers in the process of securing their down payment and closing costs through the acquisition of a second mortgage plan which can be used simultaneously with any available SONYMA first time home buyer program.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.

Business Startup Toolkit

A toolkit developed for the Small Business Administration that let’s community-based organizations set up workshops for aspiring business owners.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.

Community Development Credit Unions

A Community Development Credit Union, more commonly known as a CDCU, is a credit financial institution which owned and controlled by its members in an effort to sustain the ability of being able to provide a wide array of financial services. Basically a Community Development Credit Union is a type of Community Development Financial Institution (CDFI) that is specially designed to low and moderate income people and communities with or without small businesses.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Excellent Advice About Leadership That You Will Want To Read

Anyone in a leadership position should always be looking to learn how to be a more effective leader. This article gives you the tools to fill the leadership role for the other people around you. Now that you have read this piece, you see how important consistent effort really is.

Look for talents that others have. If you’re in need of people to work for you, you should easily be able to decide on the people that will work the best. This can be used when you’re contracting or hiring people.

Don’t be dishonest or devious. If you want others to respect you, you have to be worthy of that respect. When you claim the best services around, show the people that you mean what you say. Your employees must understand what it means to be the best.

Make sure you’re always looking to simplify things as well. Concentrate on the truly important things first. Once you have done this, figure out what your priorities are. Try to simplify things as much as possible. And set aside real creative thinking moment for you and you team.

Make goals for your business. Everyone wants to work toward something, and leaders aim to encourage their employees to achieve them. Don’t simply set them up then forget about them. Talk about the goals on a regular basis and hold your team members accountable.

Acknowledge any mistakes that you make. Even the best leaders will make the occasional mistake. A good leader would be able to admit guilt and be able to explain the problem to their employees. People will be more likely to trust you if they see that you are flawed and human. This may not seem to show leadership, but it can result in the loyalty of your employees.

It is vital for any great leader to exhibit integrity. The two best ways to pragmatically practice integrity are to always speak the truth and do what is right, especially when you think no one’s watching you. Without integrity, you will not get far. Leading with integrity helps your team trust you, stay loyal to you, and respect you.

Don’t think your employees are going to be able to read your mind. You must be able to communicate to them how you want things done and what expectations you have. If you do this, you won’t have to micro-manage them once the task is theirs.

Great people who are effective leaders are able to enhance the abilities of everyone around them. Take what you’ve learned to heart, and practice becoming a better leader. Keep this article in mind to become a great leader.

SCORE Services to Small Business – An Introduction

In an excerpt from a 2010 interview the SCORE CEO discusses its counseling and workshops offerings to small businesses.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.

Shopping for Your Home

This video is essential for every first time home buyer and it’s a great
refresher even if you’ve purchased a home before.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.

SBA Celebrates Woman-Owned Veteran Small Businesses

Woman Business Owners from around the country join U.S. Small Business Administration Administrator Maria Contreras-Sweet for this special Veteran’s Day Google Hangout-On-Air.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.

Community Development Financial Institutions

CDFI’s could be community development banks, community development credit unions, community development venture capital funds, micro-enterprise development loan funds, or community development corporations.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Top Leadership Advice To Take Control Of Your Destiny

You are probably here because you seek information about how to become a leader. If so, this article can provide tools that are important to anyone who wants to improve their skills. Continue reading to learn how you can become an effective leader.

Don’t assume that your staff can read your mind. Communicate exactly how you want a task to be completed, when you want it completed, and by what method you want it done. Have an open door policy. This way, if people don’t know what to do when they’re working, they won’t be scared to come and ask what they should be doing.

It is important for a leader to be honest. Good leaders should be trustworthy. Always be open and honest with your team. People will respect you in a leadership role if they know you’re reliable and trustworthy.

Do whatever it takes to make work more simple when you’re leading people. Focus on the important things. Then you can set more priorities after that. The work needs to be as simplified as possible. Allow you and your team positive thinking time.

Focus on working well with people and the people will focus more on the work. Learn about how to encourage and inspire people who work with you. Instead of placing too much focus on individual tasks, motivate the team to perform well.

Always tell others how much they, and their work, mean to you. Just write them a quick note saying thank you for the hard work. And, the impact that they can have on morale – and by extension, productivity – can be dramatic.

If you wish to be a great leader, you shouldn’t act like someone who knows everything in the world. While your ideas might be great, remember that helpful people can always add to them or bring different perspectives. They will give you some tips on how to improve your leadership strategies and correct your mistakes.

All leaders that are good need to focus on days to come. You need this foresight so that you can make smart decisions now for the future. There may be surprises along the way; however, with practice you can hone this skill. Keep asking yourself where you’re expecting to be in a year or so and then start planning to make it happen.

Always focus your team on high goals and standards; however, avoid making them unattainable. You are setting yourself up to be disappointed if the goals are out of reach. Never attaining your set goals is not a sign of an effective leader.

Your decisions are what others will judge you on. Their opinions of you can be affected by hiring, firing, promoting, and assigning certain people. If you favor any one employee, others will see that and morale will be reduced.

Believe in synergy. Know what your goals are. As well, take account of your business goals. There must be good aligning, but they can overlap. It is always wise to strive to attain both simultaneously. Otherwise, you may suffer from a noticeable enthusiasm problem.

You don’t want to have an attitude in which you feel you know everything. Even your perfect ideas can be wrong at times. Don’t let your judgement cloud you or prevent you from listening to others around you. Many times they can give suggestions to you that you may have overlooked.

Never allow yourself to be overcome with the desire to win. In the Internet and technology age of today, it’s easy to break things down into stats and spreadsheets and goals. These things help to set up goals and measure success. If you step back a bit and let others work in ways that suit them best, you will accumulate more wins.

As you have learned, being a better leader is something that anyone can do with the proper tools. You have to show dedication and hard work if you want to receive these tools, and educate yourself with information similar to that above. Stick to the things that you were taught in this article and you’ll start becoming a better leader quickly.

SBA – Small Business Investment Companies

The Small Business Administration has inititiated the Small Business Investment Companies program to help in developing privately owned and managed investment companies which will be licensed and regulated by the Small Business Administration to provide equity capital, long term loans, and advisory services to small business requiring such services.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.