California Downpayment Assistance Program

The California Homebuyer’s Downpayment Assistance Program is a deferred payment junior loan that can be used in conjunction with other CalHFA housing programs.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Small Business Administration Loan Guarantees Program

The Small Business Administration has established the Loan Guarantees Program wherein they aim to be able to provide guaranteed loans to small business establishments which are not capable of acquiring financing from a private credit marketplace but greatly manifests the ability to repay funds in a timely manner.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Shopping for Your Home

This video is essential for every first time home buyer and it’s a great
refresher even if you’ve purchased a home before.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.

Minority Business Enterprise Centers

Program wherein it aims to support minority-owned businesses by providing them with electronic and one-on-one business development services for nominal fees.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Pell Grants – Help Financing Your Education

The Federal Pell Grant Program is overseen by the Department of Education and falls under the Federal Student Aid Information Center. In order to be eligible students must be enrolled in eligible schools that may be public or private nonprofit institutions of higher education.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.

SBA Resources for Women-Owned Businesses

The Small Business Administration has a variety of offerings to assist woman entrepreneurs start and grow and their business endeavors. This latest video provides an in introduction to how the SBA can help you.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Being A Good Leader: What You Must Know

Some people are leaders and others are followers. Are you a mixture of both? Many people don’t know how to take control and become leaders. Only a few people truly master being a great leader. If you want some great advice, keep reading.

Avoid thinking people can read your thoughts. Leave the lines of communication open and explain exactly what your expectations are for every project. Be available to support and assist all of your employees.

Keep sight of those principles, such as honesty, that you hold dear. Be sure you can make peace with your decisions. Don’t make decisions you will regret later. Although some people may not have the same morals as you, you need to do what you feel is right.

Talk about the vision of your team. Your mission is a great compass into the future, and you should know your company values by heart so that you can integrate them into your daily actions. You must clarify the visions you have for success, and show subordinates the valuable role they play. This is a great way to provide direction and build strong relationships with employees.

When you’re dealing with customers or your employees you have to be ethical at all times. This is important for any business that wants to be successful. Customers will keep coming back if they can trust you. When your team is expected to follow a moral code, the rules are probably going to be followed easily.

As you lead, concentrate on people and everything else will fall into place. Encourage and inspire coworkers. As you began focusing on others and motivating your team members, you will notice an improvement in the quality of their work.

Tenacity is a characteristic crucial to leadership. If things should go wrong, then it is you that the team will look to for guidance out of the problem. You must focus on successfully completing the goal despite the obstacles you face. When you model persistence and a positive attitude, your team is inspired to pick themselves up and work toward their goals again.

Make ethical choices. Ethics are important when you’re a business leader. If customers feel you keep their interests in mind, they are far more likely to remain loyal to you. Ensure rules are followed by developing morals within your company.

After knowing more about how you can be a leader, you’re ready to go. Act confidently, and your employees will be confident about you. Use the suggestions offered above to help you on your road to becoming that respected leader you have dreamed of being. You can be successful, and others can help you get there.

Community Development Credit Unions

A Community Development Credit Union, more commonly known as a CDCU, is a credit financial institution which owned and controlled by its members in an effort to sustain the ability of being able to provide a wide array of financial services. Basically a Community Development Credit Union is a type of Community Development Financial Institution (CDFI) that is specially designed to low and moderate income people and communities with or without small businesses.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.

Grants From The Department of Commerce

The Department of Commerce was initially created to manage and regulate the country’s economy. The mission of the department is to “promote job creation and improved living standards for all Americans by creating an infrastructure that promotes economic growth, technological competitiveness, and sustainable development.”

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.

Want To Be A Business Leader? This Is For You

If you have come here hoping to leave as a more efficient leader, then you have found the right place. Here is an opportunity to get some ideas about taking charge and being what people need. At some point in life, everyone will be called upon as a leader.

Keep it simple, leader! It is important to focus on the important things. Once you have done that, it is time to set priorities. Simplify whatever you can. Make time for yourself to think.

Tenacity is an important leadership quality. When things aren’t going the right way, your team is going to turn to you. If you focus on fixing the issue, the obstacles will be surmounted. Your team will be motivated by your persistence.

Let others know what your vision is. Your mission is a great compass into the future, and you should know your company values by heart so that you can integrate them into your daily actions. You must help team members figure our their roles and be able to see the much bigger picture. This can provide direction and build your relationships with them.

It is important to refrain from doing anything that could be construed as deceitful or devious. You need to follow through with promises in order to garner trust. If your claim is that your team provides the best customer service, ensure your team knows how to do that.

Give incentives for well done work. It’s true that everyone get a salary, but incentives form a large piece of the motivational puzzle. If your employee goes way above their call of duty, make sure they see that you see that and try encouraging that with a type of gift or bonus. Leaders that do well don’t pinch their pennies when good things happen.

Make sure your company has goals that everyone is working towards. Setting goals helps your team rich for the stars. Do not create them and then forget about them the rest of the year. Hold meetings about goals, and ensure that everyone is accountable for their actions.

Honesty is key to being a great leader. As a leader, you should be trying to lead people in a good direction. If you are an honest leader, those around you are going to see your good intentions and want to be a part of them. Being honest with those around you is going to make them be honest back with you and each other.

Your decisions are crucial. Your assignment, hiring and firing decisions are what your workers judge you by. Being biased towards one person can breed resentment and disrupt work flow.

Leaders listen more than talk. Being a good leader is all about hearing what others have to say. Listen to everything your employees need to say. Listen to the positive and negative things they have to say. Learn from each of your employees by hearing their feedback about buyers and products. You’ll learn a lot just be hearing them out.

Mean everything you say. Accountability is a major component of top leadership. You are an important piece of the business, and anything you do or say will reflect on it. If you’ve done things wrong in the past, you’re going to have to make things right again. Don’t wait for other people to fix the problem for you.

Keeping things simple should be your goal while leading others. Concentrate on the truly important things first. After you have accomplished that, then you can begin setting priorities. Try to simplify the things that need to be done as much as you’re able to. Ensure that you allocate time during your day that you can brainstorm ideas for yourself and those around you.

Picture yourself as a leader, set goals, and use the advice that has been given to you. You can do anything you want to do. You have been given some great insights, so now it is up to you to do the work.